Private Funding Transactions
In the World of Private Funding We are able to present a structured proposal to lend to 90% of all our Clients with an Equity Partner or Debt Financing.
We are able to assist with 1 billion dollars or more in Funding request to assist our clients in diversified industries
The private funding Process is limited to 24 to 48 hours to receive an answer to lend with a structured proposal and terms
The equity or debt solutions are in line with our Clients investment capital request or above their expectations facilitating a quick turn around time to close.
Business Line of Credit
Investment Capital Requested: $2,900,000
The Bridge Lender that we represent will structure their line of credit with an 80% loan to value (LTV) against eligible accounts receivable which are credit worthy commercial accounts no more than 90 days old without dispute or offset a 60% LTV against the orderly liquidation value (OLV) of the equipment, 50% against the OLV of the inventory and a 60% LTV against the OLV of the business owned Commercial Real Estate. OLV is the price that could be obtained in selling the collateral in a 6 month marketing period
The Loan will be structured as a three year interest only credit facility. There are no prepayment penalties; however there will be a closing fee of two points to the lender on the loan amount and a one point anniversary fee if the loan is continued past twenty four months.
The time frame to close is typically 30 to 45 days
Film and TV Financing Los Angeles California
Investment Capital Request: $160, 000,000
A Private equity financial firm represents one investor group who provides film and TV production financing that could work in this case. This group will structure financing for films starting at around $1,000,000 and up
The borrower has to be able to contribute 20% against total budget costs in the form of a bankable letter of credit put up at closing and be willing to give up 40% equity in the project to the investor group who we represent and who will syndicate the risk for the project. If the film makes NO money the borrower is only at risk of losing the 20% of the total budget amount but if it makes money the borrower will receive 60% of the profits.
Equity Funding
South Korea Hotel Vessels and Start Up
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Investment Capital Request: $500, 000,000
The funding source that we represent can provide 100% funding for projects both in the U.S. and internationally starting at $1 million up to $500 million with limited capital requirements from the borrower as outlined. This financing is an investment as opposed to a loan and the client can proceed in some cases with as little as 1% cash escrow put up and still maintain between 60% to 70% equity in the project
We have the source to an investment firm who has established an investment program for qualified projects that meet the following criteria:
Asset-worthy, financially and economically viable
Has capable management
Is of a worthwhile value
Client has funds required to enter the program
In exchange for 100% financing of the project the investor will receive a percentage of the net profits until such time as the investment amount has been repaid to the investor. There is no debt servicing on this program.
Should the client wish to terminate the profit sharing agreement with the investor this can be done after a minimum term.
Acquisition and Renovation of Residential Properties in New Jersey
Investment Capital Request $2,000,000
The Lender we represent can assist with a minimum $250,000 loan up to $2,000,000 to acquire vacant residential properties and renovate them located in New Jersey. The lender that we represent will provide up to a 70% loan to value (LTV) against the completion value of each home, secured with a first mortgage on the property. The lender will confirm the exact value of the real estate after an onsite inspection and property valuation.
The loan(s) will be priced at 9.5%, interest only, with approximately 4 points to the lender at closing as an administrative fee. The lender will normally offer a 1 year agreement with NO prepayment penalties.
Commercial Building Acquisition Alabama
Investment Capital Request $2,000,000
The bridge lender that we represent will structure their loan using the enterprise value of the business and other assets of the business to secure the loan. Enterprise value is defined as the price the lender could sell the business for in a 6 month marketing time minus the tangible assets of the business. They will establish this number by using a business valuation company familiar with this particular industry and provide a loan equal to 50% of that value. Assuming that the business could be sold for approximately $2,900,000 without the tangible assets, they could get a $1,450,000 loan based on enterprise value alone.
The lender will also provide a 60% loan to value (LTV) against the orderly liquidation value (OLV) of the real estate. Based on the representations made about the enterprise value of the business a total loan of approximately $2,000,000 would be easily obtainable.The loan will be structured for a 1 to 3 year period.
Phase 2 Completion of Vacant Residential Tower Puerto Vallarta Mexico
Investment Capital Request $8, 000,000
The lender that we represent will provide up to a 55% loan to value (LTV) against the current “as is” value of the property, secured with a first mortgage on the property.“As is “value is the price that could be obtained in selling the property in a 6 month marketing period.
They can provide additional financing over and above the initial loan for renovations to the property, provided that their total loan does not exceed 60% of the completion value after the renovations and expansion are completed. The lender will confirm the exact value of the real estate after an on site inspection and appraisal. The loan will need to be structured as a commercial loan made to a business entity but not to a sole proprietorship.
The loan will be priced at 12%, interest only. The borrower can stay in the loan for up to 3 years with NO prepayment penalties.There are no prepayment penalties; however there will be a one point anniversary fee if the loan is continued past twenty four months.
Land Acquisition Florida
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Investment Capital Request $3,500,000
The loan request to acquire what will be a 90% + leased up industrial property for $3.9 million we can help. The conventional lender that we represent will provide up to a 75% loan to value (LTV) against the lower of purchase price or appraised price of the commercial real estate the borrower seeks to acquire secured with a 1st mortgage on the property.
Based on the value of the real estate being approximately $3.9 million and applying the 75% LTV a $2.9 million loan amount would be obtainable. This loan will be structured with a 25 year amortization and approximately a 5% annual interest rate fixed for 5 years on a full doc basis. The lender will receive 2 points at closing on the loan amount.
There is a declining prepayment penalty for the first 5 years of 5% in year one, 4% in year two and 3% in year three, 2% in year four and 1% in year five. The lender has a 1.25 DSCR
AS AN ALTERNATIVE
WE CAN OFFER A BRIDGE LENDER FOR UP TO THREE YEARS WHO LEND 60% AGAINST THE HIGHER OF APPRAISED PRICE OR PURCHASE PRICE WHICH BASED ON A $7 million REPRESENTED VALUE WOULD ALLOW FOR A $3.5 MILLION LOAN.. THIS LENDER HAS NO CREDIT SCORE OR NET WORTH REQUIREMENTS BUT CHARGES 12% INTEREST ONLY WITH 2 POINTS TO CLOSE AND HAS NO PRE-PAYMENT PENALTIES.
Working Capital Black Car Company Queens New York
Secured loan to payoff Senior secured debt and company related costs
Investment Capital Request $1,500,000
The bridge lender that we represent will structure their line of credit with an 80% loan to value (LTV) against eligible accounts receivable which are credit worthy commercial accounts no more than 90 days old without dispute or offset a 60% LTV against the orderly liquidation value (OLV) of your client’s equipment, 50% against the OLV of the inventory and a 60% LTV against the OLV of the business owned commercial real estate. OLV is the price that could be obtained in selling the collateral in a 6 month marketing period.
The loan will be structured as a one to a three year interest only credit facility priced at 12%, annually. There are no prepayment penalties; however there will be a closing fee of two points to the lender on the loan amount and a one point anniversary fee if the loan is continued past twenty four months. The lender reserves the right to amortize the loan in some fashion subject to adequate cash flows to do so. The loan will need to be made to a business entity for business purposes but not to a sole proprietorship.
Based on the collateral values presented a loan amount of $1,500,000 would be obtainable
Expansion Capital Bakery in the West Indies
Investment Capital Request $1,000,000
The lender that we represent will structure their loan using the enterprise value of the business and other assets of the business to secure the loan. Enterprise value is defined as the price the lender could sell the business for in a 6 month marketing time minus the tangible assets of the business. They will provide a loan equal to 50% of that value. Assuming that the business could be sold for approximately $960,000 without the tangible assets, the borrower could get a $430,000 loan based on enterprise value alone.
The lender will also provide an 80% loan to value (LTV) against eligible accounts receivable which are credit worthy commercial accounts no more than 90 days old without dispute or offset, a 60% LTV against the orderly liquidation value of the equipment ( both owned and to be acquired) and commercial real estate. Based on the enterprise value of the business a total loan of approximately $1,000,000 would be obtainable.
Start Up Funding in the Tech Sector North Carolina
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Investment Capital Request $8,000,000
The investor group that we represent can arrange for the guarantee of 100% of the $8,000,000 and in return would receive 35% equity in the project/business.
The investor group will typically guarantee 15% of the loan themselves and the borrower will be required to guarantee 20% of the loan with a bankable letter of credit (LC) which will need to stay in the project as an equity investment.
When posted with the lender it acts as partial collateral for the overall loan guarantee in combination with our investor groups 15% LC and the other guarantees posted in part by a bank lender who will have a first lien on the assets created by the projects completion.
They will also arrange to bring in a separate bank or insurance company to provide the funding against this now 100% guaranteed loan priced at approximately 8% per annum, interest only.
The investor group will use an insurance wrap that assures the lender that should one of the guarantors go out of business or fail to perform, that the 100% guarantee will remain in place. The investor group that structures the guarantee will be a silent financial partner and can be bought out at any time.
Prior to engaging the investor group to proceed with this transaction the borrower will have the opportunity to meet with them at their New York offices so that both sides can fully explore all issues concerning the proposed funding project.
Acquisition of an Electrical Contracting Business in Canada
Investment Capital Request $1,200,000
Our lender will structure their loan using the enterprise value of the business to be acquired. Enterprise value is normally the same as the purchase price. Enterprise value is defined as the price the lender could sell the business for in a 6 month marketing time minus the tangible assets of the business. They will establish this number and provide a loan equal to 50% of that value. Assuming the purchase price is verified by the lender as the legitimate and taking that number at $1,200,000 and subtracting the asset values of $860,000 would leave $340,000. Taking 50% of $340,000 would allow for a $170,000 loan on the enterprise value.
The bridge lender will also secure their acquisition loan with an 80% loan to value (LTV) against eligible accounts receivable which are credit worthy commercial accounts no more than 90 days old without dispute or offset, which would allow for $688,000 additional funding for a total of approximately $850,000.
The purchase price of the business is $1,20,000, the buyer will be contributing $150,000 cash into the transaction and the seller will need to hold a note for the balance of $200,000 behind the lenders $850,000 loan. The loan will be structured for up to a 3 year period priced at 12%
Bond Funding Rule 144
Housing Project In Abuja Nigeria,
Investment Capital Request $57, 000,000
This funding source that we represent can provide 100% funding for projects both in the U.S. and internationally starting at $10 million and up with limited capital requirements from the borrower as outlined in the attachment. This program requires NO equity give up in the project by the principals.
